ULUYOL, BURHAN2025-02-182025-02-182024-10http://hdl.handle.net/20.500.14131/2008This paper discusses the concepts, structures and pricing mechanism of Islamic home financing models such as Murabahah, Tawarruq, Musharakah-Muntanaqisah, Parallel Istisna and Build and Sell financing models. The discussion demonstrates that it is essential to have home financing based on Shariah principles which fulfill needs of Muslim consumers. The paper examines the various models with appropriate examples. It also evaluates critically products of Islamic home financing models. The availability of various home financing instruments in Islamic banks allows Muslim consumers to achieve their home financing needs. In this paper, we examine the various home financing models and propose an alternative home financing model. Moving forward, more variety of instruments which invite less Shariah issues must be offered in the market to ensure a more vibrant Islamic banking system. As contribution of the study, the existing literature focuses only on the concepts and structures of home financing models whereas the current study integrates the pricing models into home financing models.Economies of the Future