• Login
    View Item 
    •   Home
    • Master's Programs
    • Master of Science in Finance
    • View Item
    •   Home
    • Master's Programs
    • Master of Science in Finance
    • View Item
    JavaScript is disabled for your browser. Some features of this site may not work without it.

    Browse

    All of Effat University RepositoryCommunitiesPublication DateAuthorsTitlesSubjectsPublisherJournalTypeDepartmentThis CollectionPublication DateAuthorsTitlesSubjectsPublisherJournalTypeDepartmentProfilesView

    My Account

    Login

    Statistics

    Display statistics

    Determinants of Commercial Bank Lending Evidence in GCC

    • CSV
    • RefMan
    • EndNote
    • BibTex
    • RefWorks
    Thumbnail
    Name:
    DETERMINANTS-OF-COMMERCIAL-BAN ...
    Size:
    803.8Kb
    Format:
    PDF
    Download
    Type
    Thesis
    Author
    Al-Minawi, Ahmed
    Supervisor
    Tayachi, Tahar
    Subject
    Lending
    Bank size
    GDP (Gross Domestic Product)
    Credit risk
    Liquidity Ratio
    Volume of Deposit
    Cash reserve
    Investment portfolio
    Interest rate
    Date
    March 2022
    
    Metadata
    Show full item record
    Abstract
    Banking is one of the highly sensitive industries as its most of the revenue is generated from loans. The current study aims to investigate the impact of interest rates, capital sufficiency, asset quality, and liquidity on the lending behavior of commercial leading banks of Gulf Cooperation Council (GCC). For this purpose, the investigator aimed to use a quantitative research method so that only accurate, authentic, and fully updated data can be obtained from the selected population. This research would provide assistance to regulators for the development of credit risk management standards for various credit related problems like economic sector funding, lending restrictions and risk weighted assets, etc. which can put an impact on the asset quality. Moreover, the researcher collected plenty of data from secondary sources to analyze the impact more effectively with good arguments. Furthermore, all the obtained data were further analysed by using a regression model and statistical analysis methods to evaluate the effectiveness, efficiency, and reliability of all the obtained data from various sources. The results of the conducted research suggested that there is a strong impact of various numbers of determinants of commercial banks of GCC on the lending behaviours like interest rates, capital sufficiency, asset quality, and liquidity. The current research study also indicated that the banks of GCC are needed to stay more vigilant in the use of multiple factors while following the lending trends to increase their revenues and profits.
    Publisher
    Effat University
    Collections
    Master of Science in Finance

    entitlement

     
    DSpace software (copyright © 2002 - 2023)  DuraSpace
    Quick Guide | Contact Us
    Open Repository is a service operated by 
    Atmire NV
     

    Export search results

    The export option will allow you to export the current search results of the entered query to a file. Different formats are available for download. To export the items, click on the button corresponding with the preferred download format.

    By default, clicking on the export buttons will result in a download of the allowed maximum amount of items.

    To select a subset of the search results, click "Selective Export" button and make a selection of the items you want to export. The amount of items that can be exported at once is similarly restricted as the full export.

    After making a selection, click one of the export format buttons. The amount of items that will be exported is indicated in the bubble next to export format.