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Showing items related by title, author, creator and subject.
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Managing Smart Cities: Sustainability and Resilience Through Effective ManagementThis book adopts the managerial perspective to the study of smart cities. As such, this book is a necessary addition to the existing body of literature on smart cities. The chapters included in this book prove the case that transformation of cities to smart cities is a function of effective and efficient management practices implemented at diverse levels of smart cities. While advances in information and communication technology (ICT) are crucial, it is the ability to apply ICT consciously and efficiently that drives the transformation of cities to smart cities in a manner conducive to cities’ sustainability and resilience. The book covers three sets of interconnected topics: Management and decision-making for urban design and infrastructure development Management and decision-making in context of smart cities development Ways of promoting and ensuring participation, representation and co-creation in smart cities These three groups of topics offer a great opportunity to acquire a clear, direct, and practice-driven knowledge and understanding of how effective management allows ICT-enhanced tools and applications to change smart cities, possibly making them smarter.
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Risk management in Islamic financial institutions:the case of Islamic Development BankThis research explores how Shariah compliancy is impacting risk management techniques by studying the case of the Islamic Development Bank. The research identifies the type of financial instruments and products that are used by Islamic financial institution, the major risks it faces in its operation and the risk management techniques it uses for each of those risks. A comparative analysis is then carried out to compare case of Islamic development bank with a conventional financial institution of similar kind that is the World Bank. The results of the analysis revealed that there is a consistency in fin , ancial products and services of Islamic and conventional financial institutions and the risks they usually face are also similar but because of the underlying Shariah principles which structures the Islamic financial transactions in a modified way considering the ethical perspective behind it, so the risk mitigation techniques are accordingly taking a different shape that is free from any unlawful deal or transaction in financial product, resulting in a fair shariah compliant risk management. Hence there is a difference observed between the risk management techniques used by conventional and Islamic financial institutions. In addition to the difference in risk management techniques of common risks, Islamic Fl has a unique Shariah compliant or Shariah reputational risk that is due to consideration of Shariah (Spirituality) and Islamic development bank also addresses this risk. However, as Islamic Development Bank is a non-profit organization, it faces less Shariah-risk than for-profit institutions and IDB is committed to Shariah rulings and adopts only Islamic modes of finance. Therefore the impact of Shariah risk is less than in case of for-profit organizations.
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The Effect of credit risk management on the bank profitabilityThis study investigates the credit risk management efficiency and the profitability of both Islamic and conventional banks in the GCCs between 2007 and 2013. This study also aims to check if the banks that have the most efficient credit risk management are the most profitable banks. The study was executed on ten Islamic banks and ten conventional banks across the GCCs which were selected from. Three financial ratios of credit and two financial ratios of profitability was conducted on the banks. After that, regression analysis was done to analyze the effect of the credit management on the bank's profitability. Mann-Whitney U test was used to evaluate the significance of the differences of each financial ratios between the banks. The study primarily used data extracted from the annual reports published by the banks in their websites which was transformed to percentage and secondary data was the literature review. The finding of the study is that Islamic banks are more profitable than the conventional banks and that Islamic banks have more efficient credit risk management techniques than conventional banks. The study recommends to examine the effect of the Islamic windows which are established in the conventional banks on its credit risk management and profitability. In addition, a study could be conducted to check the effect of the Qatari law which prohibits any Islamic windows established in conventional banks on the performance of those banks before and after the law execution
